Home And Garden Articles

Save Your Home, Keep Your Equity, and Re-Establish Your Credit with FORECLOSURE SELF-DEFENSE FOR DUMMIES®

Hoboken, NJ (PRWEB) February 26, 2008 -- Hard times have hit the housing market, mortgage loans are getting tougher to come by, and foreclosure rates are skyrocketing while property values are plummeting. Distressed homeowners often mistakenly believe that they have only two options - pay up or move out.

But that doesn't have to be the case. In FORECLOSURE SELF-DEFENSE FOR DUMMIES (Wiley, February 2008, 332 pages), foreclosure experts Ralph R. Roberts, Lois Maljak, and Paul Doroh team up to help readers fight back against foreclosure. They go step-by-step through the foreclosure process; reveal over a dozen options, from saving a home to getting out from under a crushing financial burden; help readers decipher a mortgage, promissory note, and other complex documents; and explain how to negotiate effectively with a lender, live rent-free in a home during the redemption period, and even buy back after the foreclosure auction (if the state has a redemption period). Readers will learn how to team up with helpful allies, including foreclosure attorneys, mortgage brokers, and sympathetic friends and family members. For more information, go to http://www.dummies.com/WileyCDA/DummiesTitle/Foreclosure-Self-Defense-For-Dummies.productCd-0470251530.html.

Written in plain-English and presented in an easy-to-follow format, this practical reference also covers the emotional side of foreclosure, which can be just as devastating as the financial fallout. This includes the importance of breaking the news to a partner, approaching other family members for assistance, and protecting children who may not understand what's really going on.

FORECLOSURE SELF-DEFENSE FOR DUMMIES gets down to the nitty-gritty of creating a solid defense strategy, with details on checking and improving one's credit, saving money to fight back, haggling with the lender in question, and even filing for bankruptcy or selling a house when all else fails. The authors conclude with helpful ways to re-establish a good financial record in the wake of a foreclosure. It's not easy, but it's not impossible either.

Like all For Dummies® titles, the book ends with "The Part of Tens," including ten tactics readers can use to forestall foreclosure or buy time to raise more capital (like negotiating a forebearance or mortgage modification); ten common foreclosure-related scams and the bad apples who perpetrate them; and ten ways to rebuild one's life if a foreclosure does happen to occur. The helpful "Cheat Sheet" at the start of the book dispenses basic self-defense strategies, explains what to do first if a foreclosure notice has been received, lists important people to consult for help in the event of a foreclosure, and reveals some key "do's" (do contact spouse and lender immediately) and "don'ts" (one should not apply for a new high-interest loan to try to get out of the original default).

About the Authors

Ralph R. Roberts is a foreclosure survivor, Realtor, and real estate and mortgage fraud forensics expert. He and his team of foreclosure specialists, including co-authors Lois Maljak (also a foreclosure survivor) and Paul Doroh, have assisted thousands of distressed homeowners in one of the hardest hit housing markets in the United States - the Detroit Metropolitan area.

FORECLOSURE SELF-DEFENSE FOR DUMMIES®

By Ralph R. Roberts, Lois Maljak, Paul Doroh, and Joe Kraynak

ISBN: 978-0-470-25153-9 / $19.99 U.S. / February 2008

Visit www.dummies.com to see all For Dummies titles!

About For Dummies®

With near universal name recognition, more than 150 million books in print, and over 1,000 topics, For Dummies is the world's bestselling reference series. With loyal customers around the globe, For Dummies enriches people's lives by making knowledge accessible in a fun and easy way. Described by the N.Y. Times as "more than a publishing phenomenon, but a sign of the times," For Dummies span every section of the bookstore, covering everything from health to history, music to math, sports to self-help, technology to travel, and more. The Dummies brand franchise has expanded with an extensive licensed product line, including DVDs, software, consumer electronics, cooking, cleaning and automotive products, craft and hobby kits, games and more. For information, visit Dummies.com. For Dummies is a branded imprint of Wiley.

###

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

MORE ARTICLES:

Flower Gardening
Flower gardening is becoming more and more popular every day. Flowers can brighten everyone?s day, they smell nice, and are a great hobby. Flower gardening is simple, inexpensive, and loads of fun. Flower gardening can be done for yard decoration, simply as a hobby, or even professionally.

Town & Country Conservatories Designs Custom English Skylight for Rockefeller Center's Flower & Garden Show
EnglishSkylights.com, a division of Town & Country Conservatories designs and builds a custom conservatory-inspired skylight for Rockefeller Center's annual Flower & Garden Show.

Add Rich Color To Your Garden With Blue Perennial Flowers
Blue flowers are some of the most striking plants around and can add a rich splash of color to any garden. Plant them in a cluster of all blue or mix them in with other flowers for a rainbow of color.

Wild Flower Garden - Yours to Design and Plan
To design a wild flower garden, you do not need to be a specialist or an artist, you just need to be observant and let your creative juices flow. Look around you, what is unique about your surroundings? Do you wish to enhance or compliment these things.

Converting a Weed Garden to a Manageable Flower Garden
Recently I must have had sucker tattooed on my forehead because just when I thought my summer gardening season was winding down into a nice relaxed not hard labor kind of fall a friend baited me into a conversation about their landscaping and the outcome was I ended up helping them redesign a garden

Making Memories with Flower Gardening
Flower gardening is not only about the present, but can be about the past as well. Although this article is ostensibly about flower gardens, it is really more about carrying memories forward.

How to Choose the Right Bulbs for Your Spring Flower Garden
Choosing the right bulbs involves more than just selecting colors and cultivars. Timing, bulb size, and most importantly, bulb health are equally significant factors in designing your spring garden.

Exotic Flowers: Luxurious and Impressive for Your Home and Garden Decor
There are several types of exotic flowers to best suit any occasion. And of course, depending on your personal taste, you will want to choose the best exotic flowers you can obtain to be the perfect flowers, the most adequate for the purpose they will be serving. For example: at someone?s funeral, you may want to choose bouquet of flowers that the deceased would have loved. Here are some other examples (after all, these flowers are for happy occasions as well as the more tragic ones.

Flowering Field Farm of NJ Announces Association with Garden Spot Structures
Flowering Field Farm has announced a new business relationship with Garden Spot Structures of Lancaster County, Pa. The NJ farm is located on Highway 34, just south of the Holmdel border and Route 520. Garden Spot Structures of Leola, Pa. has been delivering fine, Amish-crafted structures for 30 years.

Enhance Your Flower Garden With Garden Edging
So, you've got your flower garden set up You've planted the flowers, some perennials here, a few annuals there

Wild Flower Garden - Make Amends...Your Plants Will Love It
A wild flower garden, just like any garden you wish to plant, requires good quality soil that will meet the needs of the plants you put in it. That means that your garden soil may need some amendment.

Fall Garden Chores for Spring Flowering Bulbs
As the school busses begin to rumble down the road again we are reminded that the gardening season is drawing to a close. For the gardener with an eye toward next spring, however, the season still promises plenty to be done in preparation of a showy spring to come.

Chocolate for the Home and Garden ~ Chocolate Flower Farm Launches New Candle Division
Chocolate Flower Farm, a specialty nursery featuring dark foliaged and flowering plants, launches a new candle division with the acquisition of the exclusive rights to a distinctively different "Essence of Chocolate" candle. The candles along with their popular series of Chocolate Garden Seed Kits will be offered to retailers worldwide.

Flowers That Beautify Your Home and Garden
To help gardeners choose flowers, various systems for rating hardiness have been developed. A plant is considered hardy in a region if it can grow and thrive there without requiring special protective measures such as insulating with straw mulch.