Home And Garden Articles

GetSmart.com Suggests Ways to Use a Home Equity Loan

Charlotte, N.C. (PRWEB) August 10, 2007 -- Whether you're looking to pay for a costly education, find funding to renovate your home, or cover the costs of a large unexpected expense, you might want to consider a home equity loan (http://www.getsmart.com/loan-resources/Using-your-home-equity/Is-a-Home-Equity-Loan-Right-for-You.aspx). Home equity loans are great alternatives to putting major expenses on a credit card, and have a much lower interest rate.

A home equity loan gives the borrower a lump sum of money at a fixed interest rate, with your home used to guarantee the loan. The borrower then pays the money back in monthly installments.

So when is getting a home equity loan a good idea? GetSmart.com shares some insight:

College tuition

If you need access to money to finance your child's college education, a home equity loan is something you may want to consider, particularly if your child doesn't qualify for a student loan.

Debt consolidation

A home equity loan is a good chance to pay down debt (http://www.getsmart.com/loan-resources/Getting-Out-of-Debt/Debt-Consolidation-101.aspx) from several credit cards. Consolidating the credit card debt into a home equity loan gives you the opportunity to get a much better interest rate and likely pay off your balance more quickly.

A major one-time expense

Home equity loans can be used to finance large one-time expenses such as the purchase of a car or a home renovation (http://www.getsmart.com/loan-resources/Using-Your-Home-Equity/How-to-Get-Cash-Out-of-Your-Home.aspx).

For more information on home equity loans, check out GetSmart.com Loan Resources (http://www.getsmart.com/loan-resources/).

About GetSmart®

GetSmart is a leading financial services marketplace that offers borrowers access to a range of home loan products such as mortgages and refinance loans, home equity loans and lines of credit from a network of more than 250 lenders. Consumers who visit the site at www.getsmart.com of call 1-800-GETSMART complete a short and simple form and will then be matched with up to five competing lenders.

GetSmart is owned by LendingTree, LLC, which is an operating company of IAC.

###

Other Article Sites

findabook.com  moneycd.info  a-mortgage.info   about-lemon-laws.info  aboutstudentloans.info
all-about-publishing.info  auctions-articles.info  bestcollege-university.com  bestispconnection.com
biblefolder.com  blogger-website.com  books-used.info  brokers-guide.info  buywindows.info  cable-dsl.info
career-miner.com  carpel-tunnel.info  cashinaflash.info  cashloanreviews.info  casinobell.com  chat-house.info
clearmycredit.info  collegeloantips.info  crones.info  depression-articles.info   dirnic.net  dishguides.info
divers-below.com  expodog.info   financewizz.com  fire-insurance.info  getgood.info  handleit.net   it-idea.info
health-supplies.info  hosting-right.com  insidealert.com  insurance-facts.info  jobs-employment.info
justgood.info  lookgold.net   lowcost-travel.info  money-source.info  myhostzone.info  numisblog.com
peoplesearchfinder.info  pr-articles.info  realeas.com   refinancing-guides.info  spyware-remove.info
telelot.info  the-law.info   toppaid.info  travel-deals.info  travelcorrect.com  wedding-guide-site.com
your-blog.info  your-credit.info

MORE ARTICLES:

Home Treatment For Common Cold
Common cold is normally experienced by an individual at least twice each year, depending of course on one?s health conditions However, as much as the common cold is a typical condition, it can be debilitating at times and if left untreated could lead to coughing and increased lethargy

Eating Out Or At Home In Chesterfield
With the new scores on the doors information released by the council and environmental health how do you choose where to go for a meal? According to the list the only safe places are school and hospital based kitchens.

OxiWood Wood Cleaner and Brightener Earns Tested And Recommended Seal From National Home Gardening Club
OxiWood Wood Cleaner and Brightener Earns Tested and Recommended Seal From National Home Gardening Club

Your Home Buying Plan - Part 1 ... Uncle Sam May Back You Up
How can you start an aggressive home buying plan? This is reality. The following information is no fairy tale. If you are serious about buying a home, just understand the situation you are currently in and ask yourself the following questions:

Home Improvement. Antique Tools
An ancient tool is generally defined like tool more than 100 years (more or less, depending on what you think is antique), but often this definition is employed more in a vague way to refer to any tool built before the Second World War. The use of the tools is one of the average primary educations by which the human ones are distinguished from the animals. The tools are the parents of all other antiquities. The majority of the synthetic objects were made with the use of the tools and the main effort enters the creation of newer and better tools to solve the problems of production of the day.

Media Room & Home Theater Lighting
Media room lights or home theater lighting is a great way to liven up your entertainment area for your family and guests Homeowners, who own a media-theater room, are always looking for new ways to expand on the technological aspects of home theater lighting system

Send Spring Flowers To A Loved one
This is a story that concerns the significance of giving flowers to someone you love on Valentine's Day.

Powerful Techniques to Help Sell Your Home
In our current buyers' market there are only slightly less buyers than at the peak of the frenzied market, but two things have changed. First, the number of properties for sale has risen almost 400%. Secondly, subprime buyers are not able to get the easy money loans of yester year, so as many as 25% of the buyers from last year can no longer get conventional financing. However, sellers still have the option to do creative financing to sell their houses.

Looking For A Work From Home Opportunity Can Be Rewarding And Bring You Financial Freedom
If you take a short fifteen minutes to search home business opportunities you can find the opportunity that you have been waiting for at your finger tips and bring financial freedom into your home. A few minutes of searching the Internet can find you the opportunity of your dreams and create a rewarding experience with financial freedom. Think about the amount of time that the average person spends searching the Internet with or without a purpose. There are even those with Internet addictions who cannot stop using the Internet. Why waste your valuable time on the Internet surfing wothout a purpose when you can put this time to good use and find your home based business to financial freedom?

WholesaleLocks.Com Offers Tips to Protect Your Home Or Business From Lock Bumping
While videos showing thieves how to threaten home and business security by opening deadbolts abound on the internet, a few simple steps can keep property and people safe. WholesaleLocks.com, an authorized BiLock dealer, offers the bump proof lock as a simple safety solution.

Are You Experienced Enough To Start A Home Business?
The business gurus will tell you: if you start with what you know your chances of success will be much greater. Okay, but suppose you want to try something new, something drastically different from your present career or a business that is way outside the your realm of experience? Should having no knowledge of that business stop you from pursuing it? My answer is a resounding 'No!' You can start cold turkey and still be wildly successful.

RegiSoft and MoBank Announce the Release of a New Application for Mobile Banking and Home Loans
MoBank (short for Mobile Bank) together with RegiSoft, have launched a new application which allows fast, secure and reliable access of consumer loans to qualified borrows via the mobile phone. The technology is aimed at medium income renters (mostly from the Latino/Hispanic and African American minority segments) who have easier access to mobile phones than they do to the internet or to traditional banking channels.

Running Home Based Businesses Can Turn You Into A Millionaire
Home based businesses can help you quit your day job. Many people looking to make money are turning to different types of home based businesses. Building or joining a business is a great way help yourself out financially. As long as you come into your business knowing you will have to work and put in daily effort you should be well on your way to achieving the success you have always dreamed of. Many people join a work from home business with the wrong intentions. Yes everyone wants to make money but success does not come over night. It will take work and effort to build your company. This is one of the main problems I see when people first want to start a business. They expect results and huge results to happen overnight. This is just not ...

Home Based Business - Prospecting by Design
The future of marketing for your home based business belongs to entrepreneurs who are not trying to appeal to everyone. By trying to appeal to everyone you end up attracting nobody! By not standing out you appear to be like all your competitors  a commodity to be bought and sold.?

Customer Service: A Great Work At Home Opportunity
If you have great communication skills then outsourced customer service is just for you There are a number of companies that put in a lot of effort but yield little result in marketing and are now tapping other options such as mailing lists, sales calls and web sites of private individuals to promote their products and services