Home And Garden Articles

Own Your Home - Home Ownership Can be Available to Everyone with New Loans

Springfield, NJ (PRWEB) July 19, 2007 -- Looking to become a home owner? First Atlantic Mortgage Services (www.getnjmortgage.com) offers two new loan plans to help mortgage applicants buy the house of their dreams -- no matter what the cost. Both the MTA and COSI adjustable rate mortgages allow most applicants the ability to buy the houses they have always wanted. With interest rates on the two loans starting at 1.25%, these loans are a great way to guarantee an affordable home mortgage.

"These loan plans really make it possible for the average person with decent credit to buy a higher end house," says Joseph Cioffi, president of First Atlantic.

Both the MTA and COSI loans have great advantages. By offering a low initial payment rate, flexible mortgage payment options, and easy loan qualification they allow the homebuyer to utilize money otherwise spent on mortgage payments in other areas such as investments. It also can lower the principal every time a payment that is more than the interest is made. Paying in this way completes the loan faster than a traditional type of mortgage and is only available with these loan types.

Adjustable rate mortgage loans have long been a tool for the well-to-do, enabling them to move money around while they pay off their mortgage loans. So what's the difference now? These loans are fast becoming available for those of average means. As it is becoming increasingly difficult--due to the housing price increase--to afford a home, both the MTA and COSI loans can be a great catalyst for increased home buying, even in sectors where home buying seems out of the ordinary.

One of the most important features of First Atlantic's new loans is the way they are offered. Known as Option ARMs, these programs offer up to four different payment options each month in order to give the new home owner flexibility in paying back their loan. This allows for larger loans, while saving money, since a homeowner can choose to pay the loan back as quickly as they want to by paying more than the minimum payment.

To find out how you can buy a home and start saving with a COSI, MTA, or Option ARM loan, call 866-686-FUND (3863) or visit www.getnjmortgage.com today.

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